Asda Asia

CREDIT CARDS

Asda Money Credit Cards are provided by Jaja Finance

You will earn Asda Pounds equal to 0.75% of the value of purchases you make using your credit card on spend in Asda. This includes spend in Asda stores, at Asda.com, at George.com, on Asda products and services, including fuel and other purchases from Asda petrol stations.You will earn Asda Pounds equal to 0.2% of the value of all other purchases you make using your credit card.

You will not earn Asda Pounds on cash, cash alternatives, or Asda Travel Money bought at Asda travel money bureaus or online. Once Asda Pounds have been earned, they will be shown in your Asda Money Credit Card app or online servicing account. All other Asda Money Credit Card Rewards Terms and Conditions apply.

TRAVEL

Whether you need travel insurance for your next holiday or the right currency for when you arrive, we can help. We’ve carefully chosen our trusted partners to bring you the best in travel products, from our fantastic travel insurance with three levels of cover to choose from to suit your budget, to our convenient travel money services, with the option to buy in-store or online.

When you’re on holiday, the last thing you want to worry about is losing your cash or bank card. The Asda Travel Money Card is not only handy, it can be the safer way to carry and spend travel money abroad. Use it anywhere Mastercard® Prepaid is accepted! You can withdraw cash for free from ATMs, like you would a debit card. The card also features contactless payments, no fees when spending abroad and no links to your bank account. If your funds start to run low, you can manage your funds, top-up online, on the app or over the phone - from home or abroad.

The Asda Travel Money Card is easy, flexible and convenient. So, you can get back to enjoying your well-deserved break.

Insurance

From your car to your pets, we know how important it is to protect the things you love

We've done the legwork to find you insurance products from our trusted partners, so you can get the cover you need at a competitive price, whether you're heading off on the holiday of a lifetime or want car insurance you can rely on.

1. Pet Insurance

• Underwritten by Fairmead Insurance

Choose from Lifetime, 12 Month or Accident Only cover for your favourite furry friends, including a 24 hour Vet Advice Line and a multi-pet discount

2. Travel Insurance

• Provided by InsureandGo

Relax and unwind in the knowledge your holiday is covered by our award-winning travel insurance.

3. Car Insurance

• In partnership with Vast Visibility

Compare hand-picked insurers to find great cover at the cheapest price for your wheels.

4. Home Insurance

• In partnership with VastVisibility

Find your perfect home insurance with a hand-picked selection of insurers and keep your home safe without breaking the bank.

For each each insurance product and services we carefully select which financial services provider to work with.
We call them our ‘partners’ because we work together to provide our customers with products and services that offer great value and great customer service – just what you’d expect from Asda.
We are committed to bringing you products and services that you can trust. We are constantly reviewing all our products – the price, the features and benefits and the customer service. These products and services win awards – something we are very proud of.

Personal Loans

With a personal loan, you borrow a specific amount of money from a lender over an agreed term. You typically pay back the amount you borrow, plus interest, in fixed monthly instalments.
A personal loan can help in so many different ways, whether you want to take control of your finances, make some home improvements, or replace a worn-out car.
Asda is in partnership with ClearScore. Both Asda Money and ClearScore are credit brokers, not lenders. ClearScore provide access to a carefully selected panel of trusted lenders.
With one simple eligibility check, you can compare loans from these lenders and find the best offer for you and your circumstances.You can check your eligibility safely without impacting your credit score in minutes and find personal loans up to £25,000 over terms from one to seven years.

Asda Money acts as a credit broker and earns a commission if you choose to take out a loan product. Terms and conditions apply.

Benefits of unsecured personal loans

An unsecured personal loan means you don’t have to secure the loan against an existing asset, like your home. It has plenty of other benefits too, such as:

• Fast access to money : After checking your eligibility, if you choose to proceed to the lender and your loan is approved, funds can be available within hours. You can pay for your holiday, get your car, or consolidate your debts quickly.

** Note:-Please remember that by consolidating existing borrowing, you may be extending the term of the debt and increasing the total amount you repay**

• Flexible repayments : Choose how long you need to pay back the loan. Terms range from one year to up to seven years. Remember that the longer the term, the more interest you’ll pay in total.

• Boost your credit score : Making monthly payments on time can help build your credit score. This will help with any potential future borrowing, whether another loan, credit card, or mortgage.

• No collateral required : With an unsecured personal loan, you won’t lose your home or other assets if you miss your payments. However, defaulting on payments will affect your credit score.

Disadvantages of personal loans

• Payback Commitment : As with any debt, when you take out a personal loan, you enter a short- or long-term commitment with your lender. Missed payments or default on your loan can damage your credit and risk the opportunity to qualify for credit in the future.

• Additional Debt : You can use a personal loan for almost any reason, but it's important to have a plan to pay it back. Before you commit to a personal loan—either big or small—think about why you're borrowing the money and what it will be used for.

• Credit Impact : While making all your personal loan payments on time every month can help your credit, missing payments or defaulting on your loan can damage your credit. When you apply, your lender will likely do a hard inquiry to check your credit, which can also impact your scores temporarily.

• Higher Interest Rates : Although personal loans typically have competitive APRs based on your creditworthiness, they can have higher interest rates than secured loans. That's because most personal loans are unsecured, meaning there is no collateral (like your home) for a lender to seize if you fail to pay your loan in full.

Saving Cards

Treat your loved ones to an Asda Gift Card

Struggling to find that perfect present for your loved one? Take the pressure off and buy them a flexible gift card.
No matter their taste, we've got a card for them. For the adventure lovers, the foodies, the fashion fanatics and the tech-geeks - we offer vouchers that can be spent at a diverse range of market-leading shops and websites, including Asda!
Our versatile gift card can be spent across in-store departments or online. From tech to clothes to food, an Asda gift card is always a smart choice.

• A gift card is a prepaid money card that can be used as an alternative to cash at specific retailers. The emphasis is on the word 'gift' - they are usually bought by someone to then be passed on and used by someone else. They are a form of present that can be given when cash isn’t appropriate, or where there’s risk of a present being unwanted. The beauty of a gift card is that they can go towards a specific purpose, but the receiver ultimately decides what to buy.

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